Yin Xi e-loan application conditions
1. As a borrower, the borrower must be between 18-60 (inclusive), the legal representative of the enterprise, a citizen of China, open a settlement account in a bank, and also need to register for mobile banking.
2. Newly registered enterprises are temporarily unable to apply. Must be registered for more than two years, registered in Shaanxi Province, with a good credit record and no serious breach of contract.
3. Pay taxes in full for two consecutive years, and the enterprise's tax credit rating is above Grade B (inclusive).
To sum up, Yin Xi E loan is a pure credit loan for small and micro enterprises, and the annualized loan interest rate can be as low as 4.35%. You can apply by using Yin Xi e-loan applet or Xi Bank's mobile banking.