Personal commercial loan conditions

1. Original and photocopy of valid identity documents, household registration certificates and marital status certificates of the Borrower and its spouse;

2. The original and photocopy of the annual inspection business license of individual industrial and commercial households, partnerships or enterprise legal persons;

3. Personal income certificates, such as personal tax payment certificates, salary certificates, personal dividend certificates in business units, rental income, deposits in ICBC or other banks in the last six months, national bonds, funds and other general financial assets certificates. ;

4. Proof materials such as bank settlement account details or tax payment vouchers that can reflect the recent operating conditions of the borrower or its business entities;

5. The original and photocopy of the ownership certificate of the mortgaged property. Proof that the person who has the right to dispose of the property (including the property owner) agrees to mortgage.

6. If the loan is secured, relevant information of the guarantor shall be provided;

7. Other information required by the bank.

Please refer to the above answers provided by Ronglian Ye Wei.