Foreign provident fund can buy a house locally. At present, most areas in China allow foreign provident fund loans to buy houses. Only when the local conditions are met can the foreign provident fund buy a house locally. The Ministry of Housing and Urban-Rural Development has been urging the off-site provident fund loan business.

Second, what materials do you need to provide for buying a house with a provident fund loan in different places?

Property buyers need to provide: proof of the deposit of the housing provident fund in the provident fund center where the housing provident fund is deposited, the deposit details or detailed statement of the deposit place for one year, and proof of property inquiry at the deposit place, household registration place and purchase place.

Third, the process of buying a house with off-site provident fund loans

First of all, we should consult the local provident fund loan management center to see if we can apply for a loan in different places. Although most areas have developed related businesses, some areas are still temporarily implementing them, so we should consult them first. If you can handle it, you need to consult what conditions and materials are needed to handle it in accordance with relevant requirements.

If you can apply for a loan in a different place locally, the applicant needs to apply for a loan in a different place at the provident fund management center where the provident fund is deposited. The staff will confirm the submitted materials and other information. If there is no mistake, issue relevant certificates to the applicant for the use of loans in different places.

At this time, property buyers can submit the deposit certificate, ID card, purchase contract and other materials to the provident fund management center where the property is located to apply for a loan. After the materials are reviewed by the deposit provident fund management center and the off-site loan provident fund management center, the relevant off-site loan subsidiary ledger can be established, and the loan procedures can be handled.