Opening a member loan by stages may not be successful. Svip in installments can get loans, shopping vouchers and other rights, but it does not mean that membership is 100% successful.
First, online lending, mbth is Internet lending, and p2p online lending is short for peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.
2. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of Credit Information System in P2P Online Lending, supporting the operating P2P online lending institutions to access the credit information system.
Third, the essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy.
Fourth, Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the risk bottom line, protect legal operations, and resolutely crack down on illegal activities.
Fifth, peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by the Contract Law, General Principles of Civil Law and other laws and regulations as well as relevant judicial interpretations in the Supreme People's Court.
6. Network micro-credit refers to the micro-credit provided to customers by Internet companies through their controlled micro-credit companies. Network microfinance should abide by the existing regulations of microfinance companies, give full play to the advantages of peer-to-peer lending, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.
Can staged music be opened in svip?
Opening staged music in svip can help users to raise the amount, but it can't guarantee the success of raising the amount. Users meet the requirements of staged music, so staged music will take the initiative to raise the amount for users regardless of whether svip is enabled or not. However, it does not meet the conditions for the amount increase, only svip is opened, and installment music will not increase the amount for users. Therefore, what users want most is to improve their comprehensive credit score and repay each installment on time, so as to get the opportunity to raise the amount.
Can I increase the amount immediately after opening the installment membership?
I can't. The amount of staged music is given by the system after comprehensive evaluation of user accounts. Offering staged music for members will provide better service for users, but this service does not include immediate increase. Only when the user meets the withdrawal conditions and passes the evaluation of the system can the system increase the amount of staged music.
Staging music is a high-quality staging shopping center under Lexin. Founded in June 20 13, it is the pioneer of the domestic installment shopping e-commerce model. Always adhering to the brand concept of "enough is enough, happy to see it happen".
Staging Music Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips. , becoming the third largest Internet channel after JD.COM and Tmall. Staging Music Mall has also introduced e-commerce platforms such as JD.COM Mall, Xiaomi Youpin and Koala Haibu, and exported staging music service capabilities from many high-quality external platforms such as Xiang Yang Wharf and Mawei Cell. As of March 2020, the number of goods in installment music mall has exceeded 2 million.
Development course:
In May of 20 15, the top five Internet finance innovation rookies in the first quarter of 20 15 were obtained by stages.
20 15 June, staged music won the "2 1 Future Star" Top 100 list of China Entrepreneur, ranking first in the budding list.
20 15, 1 1, staged music won the "Star of Tomorrow" award from Deloitte China.
20 15, 1 1, Staged Music was awarded the title of the fastest growing technology company in China by Forbes 20 15.
20 15, 1 1, Staged Music won the award of "Internet Finance Growth Value Company of 20 15" in 2 1 Century Business Herald.
On 20 15 12, Xiao, the founder and CEO of Staging Music, was awarded the title of "Top Ten Entrepreneurs of 20 15" by Dark Horse Group.
20 15, 12, staged music was selected in the krypton valuation ranking 20 15, ranking among the top 10 in the field of internet finance.
2065438+200565438+February 2005, Staged Music won the sixth "SME Credit List".
20 15- 12, Xiao, the founder and CEO of staged music, was ranked in the top 20 in the selection of "2065 438+05".
20 15 12, Xiao, the founder and CEO of Staging Music, won the honor of "Outstanding Young Entrepreneur of the Year".
20 15 12, China mobile terminal company won the "20 15 quality customer" award by stages.
20 15, 12, Staged Music was selected by Jin Ming Data Research Institute as TOP5, ranking fourth.
20 16, 1 month, staged music was shortlisted in "China Innovative Growth Enterprises 100 List".
On 20 16, 1 month, staged music was shortlisted in hurun's "20 16 hurun top 100 new finance list".
In May of 20 17, it was shortlisted in the "20 17 Financial TOP 100 Ranking" of Analysys think tank.
In 20 18, it was rated as "excellent consumer finance enterprise of Hurun New Finance" by Hurun Report.
2065438+0318 In 2005, it was reported that JD.COM strategically invested in the staged shopping platform on campus. JD.COM and insiders of Staging Music have confirmed this news, but the specific amount has not been disclosed. The two sides will hold a press conference next week, and more investment details will be announced at the press conference.
2065438+March 25th, 2005, the pioneer of Internet micro-consumer finance mode and the leading youth shopping center in China announced that they had won the strategic investment of JD.COM Group, and the two sides would integrate their resource advantages and work together to deepen the youth consumer finance market.
2019 June11June 17:48 Science and Technology Finance Online: Lexin was reported. Its installment music is suspected of illegally issuing "campus loans". On one occasion, a college student showed Dai Xianchao, a financial science and technology intelligence person, the repayment account of installment music was Shenzhen installment music network technology Co., Ltd., that is to say, installment music, as a third party, obviously violated the stipulation in 14 1 that third-party cooperative institutions should not charge interest to borrowers.
20 19-07-05 "China times" reporter inquired about the complaint platform and found that there were 10/846 user complaint posts about staged music on July 3rd. On the whole, "telephone harassment" and "violent collection" accounted for the largest proportion.
2065438+07 September 19 Source: Beijing News Under the ban on campus loans, students can still get loans at installment music and fun shops.
202 1, 1, the "new year's goods festival" of staging music mall was opened, and the highest interest-free measures such as 12 were introduced, which drove the overall order number of staging music platform (1.4- 1.8) to increase by more than 43% compared with daily.
Is it reliable to increase the amount of staged music in svip?
Not reliable. It is true that opening svip can help users to raise the amount, but it cannot guarantee the success of the amount. Because if you want to raise the amount, you still need to meet the conditions for raising the amount of installment music, so regardless of whether svip is enabled or not, installment music will take the initiative to raise the amount for users. So don't waste money to open svip, as long as you keep your credit information and repay it on time, you can get a successful withdrawal.
Loans must meet the conditions before they can be issued.
Loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
Loan application materials:
1. Lender ID card;
2. The credit information of the lender in the past six months, and the credit information is good;
3. The bank card under the lender's name has been flowing for nearly half a year without interruption;
4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis.
If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.
Matters needing attention after the online loan is paid off are as follows:
1. Issue loan settlement certificate.
The purpose is not to affect the handling of bank-related credit business in the future. The method of issuing loan settlement vouchers is as follows:
① One way is to log in to the online loan platform account, select the loan, and check whether there is an electronic loan settlement voucher. If so, you can download it to your mobile phone and save it;
② One is to call the online loan platform service hotline and contact the manual customer service to apply for issuing online loan settlement vouchers. The electronic version can be sent to your mailbox, and the paper version can be mailed to your address.
2. Cancel the online loan account.
Personal information, including ID card, bank card, mobile phone number, etc. , must be filled in when lending on the online lending platform. Once filled in, there will be the possibility that the information will be leaked. Therefore, if you don't intend to continue borrowing after the online loan is paid off, I suggest you cancel the online loan account.