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How much is the down payment for buying Buick Regal by mortgage? Interest rate?
Buick Regal is also positioned as a medium-sized car, and the overall price of this car is 175800 to 269800. 60% down payment and 40% loan. 40% of the loan will be paid off in twelve interest-free installments within one year and two to four years, with favorable interest rates. 1, car model: 20 17 20T elite, the official guide price of this car is 185800, and the bare car price is 142300.

2. Purchase tax: 2065438+2008 65438+ 10/. The state cancels the tax reduction and exemption policy for small emissions, and the purchase tax is required: 12 162 yuan.

3. Insurance premium: I'll buy the most economical combination, including compulsory insurance, car damage insurance and third party liability insurance 1 10,000 yuan, excluding deductible and burglary, but I still buy what I need according to my own needs, so the insurance premium is 5,734 yuan.

4. Licensing fee: Then we need 130 yuan to go to the vehicle management office to license ourselves.

5. The road price is: car price+purchase tax+insurance premium+registration fee142300+12162+5734+130 =160326 yuan, which is 20/in this case.

Item 2:

Specific ways are: down payment 35%, remaining loan 65%, interest rate halved, installment payment. Take the new Regal car with a price of 265,438+0.99 million yuan as an example. When booking a car, you only need to pay 30% of the car price to enjoy the use of the new car, and the other 30% will be paid after one month. Customers can swipe their cards, which is equivalent to paying 30% after up to three months, or using the used car replacement money to deduct. If there is a replacement deduction balance, customers can also choose cash return or value-added service packages.

Finally, I borrowed 88,000 yuan from Buick brand SAIC General Finance, 12 months without paying any interest, and only paid a fixed principal every month! In addition, customers can also choose to postpone the loan term, and SAIC-GM Finance will also provide you with preferential loan interest rates. The 2-year interest rate is only 5.40%, which is the same as the bank car loan interest rate, but the approval cycle is more convenient and faster.