For friends who are in urgent need of money, if they can get a loan with high amount and long installment time, they can not only meet their own needs, but also reduce the repayment pressure. However, there are still relatively few large-scale loans that can be divided into 36 periods. There are three types of loans, including online loans and bank loans.
What are the 36 large loans?
1. Ping An Consumer Loan: It is a typical long-term large loan product. The maximum loan amount is 300,000 yuan, and the longest loan period is 36 months, so the threshold is relatively low. For borrowers aged 23-55, if they provide their valid ID card, real-name registration system mobile phone number, and their monthly stable income is more than 3,000 yuan, they can borrow money. If they are mortgage, car owners and life insurance customers, the pass rate is relatively high.
2. Suning.cn's discretionary payment: a pure credit card consumer loan, the amount of which can only be used for consumption and cannot be withdrawn. It is also a large loan product that can be divided into 36 phases, with a maximum amount of 200,000 and a maximum term of 5 years. The borrower is required to be at least 18~55 years old, have a stable income source and no bad credit record, and can pay when shopping after obtaining the quota, and enjoy the interest-free period of up to 45 days.
3. Gome Easy Card: It is also a consumer installment product, and the quota can only be used for shopping in Gome Mall. The maximum amount is 6.5438+0.5 million yuan, and the longest loan period is 36 months. The daily interest rate and monthly interest rate require borrowers to be at least 654.38+0.8 ~ 45 years old, with good credit information and stable income sources.
4. CITIC New Express: A large loan in the form of a credit card, that is, an exclusive installment business, with a maximum amount of 300,000 yuan, a maximum loan period of 36 months, and monthly repayment. The monthly handling fee varies according to the borrower's credit status. It is required that there is a CITIC credit card under the name, no bad credit information and the credit card status is normal.
What are the loan products with high amount and long installment? Unfortunately, these people missed it!
There are many loan products on the market now, but many of them have low loan amount and long loan time. For those borrowers with large loan demand and short-term repayment difficulties, loan products with high loan amount and long installment time are what they want most. What are the loan products with high amount and long installment? Let's have a look.
Loan products with high amount and long installment.
1, Gome Easy Card
The longest loan period of Gome Easy Card is 36 months, and the maximum loan amount is 654.38+0.5 million. For people who are financially nervous, they can repay within 36 months, and the repayment pressure is very small. Applying for a loan from Gome Easy Card requires high credit information and a stable source of income. The daily interest rate is very fast, as long as 5 minutes at the earliest.
2. Suning's willful loan
The loan term of willful loan is 5- 15 months, but the maximum loan amount is 300,000, which is very difficult for general loan products. In terms of application conditions, the conditions for willful loans are relatively loose. Aged between 22 and 55, with good credit and a stable job. You can apply with your ID card and bank card. The system will give you a certain credit line according to the user's qualification, which can be recycled. Don't worry.
3. Safe little orange flowers
The loan period of Ping An Xiaojuhua is 3-24 months, and the loan amount is 1 10,000-200,000. As a key loan product of Ping An consumer finance, Xiaojuhua can cover all consumption scenarios, can be used in multiple consumption scenarios, can meet the different consumption needs of borrowers, and the credit line can be used at any time.
Step 4 have money to spend
If you have money, you can borrow up to 200,000 yuan, and the loan period is 1-24 months. If you cooperate with the bank, the amount you give can be recycled. As long as the daily interest rate is the lowest, the approval is fast, and the loan can be received in 3 minutes at the earliest.
The above loan products with high amount and long installment have licensed financial institutions, so there is no need to worry about the safety of loan funds, but you should remember to repay the loan on time after borrowing, so as not to affect the credit investigation.
What are the installment online loans?
Now, there are many installment online loans in the market. Here are some examples:
1. Loan: The number of installments includes 3 installments, 6 installments, 9 installments and 12 installments, with the maximum amount of 300,000;
2. Micro-loan: The number of installments includes 5 installments, 10 installment and 20 installments, with a maximum amount of 300,000;
3. Countdown: it can be divided into 24 periods at the longest, and the amount is between 100 yuan and 50,000 yuan, and the credit is reported;
4. Hi payment: the longest installment can be 24, the maximum amount is 200,000, and the daily interest rate is 0.03%;
5. Hengyi Loan: It can be divided into 36 months at the longest and the maximum amount is 200,000.
This is the end of the introduction of high-amount installment loans and what installment amount is more. I wonder if you found the information you need from it?