Legal analysis: I'll check. When a bank handles a loan, it will verify the authenticity of the lender's loan information, including marriage certificate, income certificate, unprovable information and so on. It is illegal to apply for a loan with false information.

Legal basis: Article 52 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for more than 10 days and less than 15 days, and may be fined less than 1,000 yuan; If the circumstances are relatively minor, they shall be detained for more than five days and less than ten days, and may be fined up to five hundred yuan:

(1) Forging, altering or buying or selling official documents, certificates, certification documents and seals of state organs, people's organizations, enterprises, institutions or other organizations;

(2) buying, selling or using forged or altered official documents, certificates and supporting documents of state organs, people's organizations, enterprises, institutions or other organizations;

(3) Forging, altering or reselling tickets, boat tickets, air tickets, performance tickets, sports tickets or other valuable tickets;

(4) Forging or altering a ship's registration number, trading or using a forged or altered ship's registration number, or altering a ship's engine number.