If you are cheated by a cosmetic loan swindler, you can report the case to the local public security organ even after two years. According to the relevant provisions of the Criminal Law of People's Republic of China (PRC), the act of cheating or coercing others for the purpose of illegal possession constitutes the crime of fraud. If a liar is suspected of fraud, the public security organ will file a case for investigation according to the situation and investigate his criminal responsibility.

Before reporting the case, it is recommended to collect relevant evidence, such as transaction records, chat records, contracts, etc. , so that the public security organs can investigate and collect evidence.