I think, I think, I think, I think, I think, I think, a business start-up loan refers to a special loan issued by an individual who has certain production and operation ability or has been engaged in production and operation, applies for the capital demand for starting a business or re-starting a business, and is approved by the bank for effective guarantee. Eligible borrowers can get a single loan of up to 500,000 yuan according to their own resources and repayment ability; For those who start a business to a certain scale or become re-employment stars, they can also apply for higher loans. The term of venture loan is generally 1 year, and the longest is no more than 3 years. In order to support laid-off workers to start their own businesses, the interest rate of business start-up loans can be lowered by 20% according to the same interest rate stipulated by the People's Bank of China, and the business start-up loans for laid-off workers launched in many areas can also enjoy 60% government discount. At present, there are two ways to apply for loans, one is to directly borrow from banks or financial institutions, and the other is to directly borrow from websites entrusted by banks, such as Easy Loan China website. General website application steps: firstly, submit your personal information and materials to the website-the bank staff will receive your personal information and review it-the bank staff will contact you, ask about your situation and recommend the loan products suitable for you-and reach an understanding. You prepare the information submission-loan review (usually about 2 weeks) (1) online fast application channel-to quickly solve the financial problems of SMEs and individuals. Amount: 0.5-50,000 yuan. Online application address: (2) Personal wage loan-a secured loan for personal consumption needs, which is guaranteed by the borrower's personal wage income and distributed according to a certain proportion of his monthly wage income. Amount: 5,000-200,000 yuan Online application address: (3) Personal Credit Easy Loan-Personal Credit Easy Loan, that is, personal unsecured and unsecured credit loan, is a popular loan product customized by Easy Loan China for individuals with loan needs all over the country. This product is deeply loved by customers because of its limited application scope and flexible combination of loan term, interest rate and repayment method. Customers who apply for "personal credit easy loan" will also enjoy "zero handling fee" service and free professional loan feasibility evaluation service. Quota: 80-500,000 yuan. Address: Easy Loan China is a lending institution that cooperates with 28 Chinese and foreign banks and a number of regular small and medium-sized banks, including Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Shanghai Pudong Development Bank. At the same time, because the applicant can apply for a loan through Easy Loan China, and then Easy Loan China will recommend the applicant to its cooperative bank, if the loan product of a bank is suitable, the applicant's information will be submitted to the bank, and then the bank will contact the applicant and ask the applicant to issue relevant information to prove that the loan is approved. Generally, the application time for personal loans is 1 to 2 weeks, and the application time for corporate loans is 2 weeks 1 month. Compared with an individual applying for a loan in a bank, on the one hand, it saves related expenses, and at the same time, Easy Loan China analyzes and recommends professional loan products, which saves the time for a single lender to constantly choose a loan product that suits him. Keep in mind that easy loan China loan fraud prevention: In fact, the swindler's trick is very simple, which can be summarized as follows: (1) The loan requirement is extremely low, and no mortgage or other requirements are required. It can be said that you can get a loan if you want. (2) I dare not disclose the name of my company, I can't provide the company's business license or the company has no investment scope, I can't provide formal contract texts and invoices, and I won't even give you a landline. You only know the other person's cell phone, but you can't even see the other person's face. (3) Before the loan arrives, you should charge your so-called travel expenses, interest, handling fees, attorney fees, etc. Anyway, it means asking for money. After you get it, you won't be treated again. Check loan fraud and report loan fraudsters. For more details, please pay attention to Easy Loan China Liar Exposure Desk! Address: Report a loan fraud: If I can help you solve the problem, I hope you can click "Adopt" and lift a finger, which will encourage us to continue to answer questions from other QQ users. Guotai Junan _ Great Wisdom www.tborange.com

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