1. Prepare the ID card, original household registration book and other related materials of the buyer, and prepare copies. If married, both husband and wife should prepare these materials.

2. Married persons are required to provide the original and photocopy of marriage certificate.

3. To apply for a loan to buy a house, you need to provide personal income certificate, work certificate and other information. If you don't have these certificates, you can ask the community or relevant departments to issue certificates.

4. Prepare to provide a bank running bill, which needs at least half a year's running water. The bank running water needs to be twice or more than the monthly payment, and you can also provide other information to prove your repayment ability.

5. When issuing the real estate license under the name of the local housing authority, the original should be submitted to the bank as an auxiliary material, and the bank will decide whether to issue the loan and the amount.

6. Provide proof of payment of down payment for house purchase, and submit it to the bank and relevant departments for inspection. Both the original and the copy need to be prepared. Yoshiya real estate encyclopedia, buying a house needs more knowledge.