The world's first credit card appeared in 19 15, not issued by banks, but by foreign firms, while the world's first bank card appeared in 1952, when Bank of America issued American bank cards in California.
The first bank card in China appeared in March 1985, and the "BOC Card" issued by Zhuhai Branch of Bank of China is also called "Pearl Card".
2. 1986 The first credit card in China.
1In June, 1986, the "Great Wall Card" issued by China Bank became the first credit card issued by China, and this credit card was given to Chen, the supporter who issued the card at that time. The emergence of credit cards was stimulated by foreigners' travel to the mainland at that time.
3. 1996 The first online bank.
The first online payment on the Internet in China was realized. The buyer and seller Century Internet Communication Technology Co., Ltd. and CCTV Mr. Wang Keping became the first online virtual merchant and the first online payment person respectively. ?
4.VISA's entry into China and the establishment of UnionPay
Since BOC 1985 issued the first bank card in China, ICBC 1989 issued peony card, CCB 1990 issued dragon card, ABC 199 1 issued golden spike card and SDB 1992 issued development card.
5, across the Millennium, the advent of e-commerce era, online payment blowout.
With the development of Internet, the global e-commerce craze is rising quietly, and the good credit system in Europe and America has laid a good foundation for the rise of e-commerce. This period is a period of rapid development of Internet in China.
In the same year, the first C2C website appeared in China-Yi Bei, founded by Shao Yibo. In the same year, Ma Yun led a dozen people to invest 500,000 yuan in Hangzhou and founded Alibaba. ?
6. In June 2003, Alipay was launched.
From June 5438 to October 2003 10, Alipay stepped onto the historical stage and opened a new chapter in people's online payment methods. Alipay solved the trust problem of Internet shopping in China through the tripartite trust of funds, so Alipay developed rapidly and soon became the largest third-party payment service on the Internet. In 2004, Alipay broke away from Taobao and became an independent third-party payment platform.
7. The wave of mobile payment is coming.
On August 9, 20 13, wechat 5.0 was released, adding wechat payment function to challenge a monopoly AliPay. Different from the previous payment, the focus of this payment war is to grab the payment portal and habits of the mobile terminal.
14, 10 In September, Apple CEO Cook released Apple pay, an Apple mobile payment solution, and joined the mobile payment army.
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