If the repayment status is G, it has been paid. When the user sees that the repayment status of the loan is G in the credit report, that is to say, the user has paid off the related repayment items and terminated the account in any form except settlement, in other words, the repayment of the user is over. In addition, it is normal for users to see the existence of letters in the credit report, but if they see numbers in the credit report, it means the number of overdue users, which is not good for users' credit.

Personal credit report refers to a formal and legal report formed by the relevant national credit reporting agencies based on the collection and processing of personal credit information. Under normal circumstances, according to users' personal applications and requirements, credit reporting agencies will provide personal credit information inquiry and evaluation services. At present, banks are the main actors in checking credit information, and usually make inquiries when users conduct various consumer credit businesses. Generally speaking, if the user's credit information is good, it will help the bank to carry out relevant credit business as soon as possible; However, once the user's credit information has problems, it will affect the handling of personal credit business, and in serious cases, the bank will refuse its loan request.