Non-PerformingLoan (NPL), also referred to as abnormal loan or problem loan, refers to the loan in which the borrower fails to repay the principal and interest of the commercial bank loan on time according to the original loan agreement, or there are signs that the borrower cannot repay the principal and interest of the commercial bank loan on time according to the original loan agreement.

Ningcheng County is located in the south of Chifeng City, Inner Mongolia Autonomous Region, on the northern edge of the eastern section of Yanshan Mountains, between east longitude11826 "and north latitude1/925" and north latitude 417 ". It is connected to Harqin Banner in Inner Mongolia in the north, Jianping and Lingyuan in Liaoning Province in the east, Pingquan City in Hebei Province in the south, Chengde County and Longhua County in Hebei Province in the west, with a total area of 4,305 square kilometers, cultivated land of 6,543.8+0.42 million mu and forest coverage rate of 45.6%. The terrain is high in the west and low in the east, showing the characteristics of "five mountains, four hills and one river". The county governs 13 towns, 2 townships and 3 streets. According to the data of the seventh census, as of 0: 00 1 1 in June 2020, the permanent population of Ningcheng County was 484,397.