If both parties have not signed any property agreement, and use the joint property of husband and wife to buy a car after marriage, and they jointly apply for a loan and repay the loan, the car should be divided as the joint property of husband and wife.

According to Article 1062 of China's Civil Code: "The following property acquired by husband and wife during the marriage relationship is the joint property of husband and wife: (1) Joint property of husband and wife;

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(5) Other property that should be jointly owned. "It can be seen that the property within the above scope belongs to the joint property of husband and wife, and it should be divided equally by both men and women according to law under special circumstances without legal provisions.

From this, it can be concluded that the vehicle purchased by using the joint property of husband and wife after marriage belongs to the joint property of husband and wife. In judicial practice, in divorce, the ownership of a vehicle will generally consider which party has a motor vehicle driver's license, whose name the vehicle is registered in, who actually uses the vehicle and who has the ability to continue to repay the loan, and award the ownership of the vehicle to the party with more advantages and needs, and the party who obtains the ownership needs to pay the corresponding discount to the other party. After the divorce, the vehicle owner will continue to repay the vehicle loan.