Rural commercial banks are also an important part of China's banking system and are also protected by the Bank Deposit Law. Deposits below 500,000 are risk-free, so you can safely deposit. Moreover, rural commercial banks have an advantage, that is, compared with large state-owned banks such as workers, peasants and China Construction, they may offer higher interest rates in order to save money. Because there are many rural commercial banks in China, the interest rates offered by each bank may be different, so there will be no definite answer to this question.