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How to handle a commercial student loan?
First, how to apply for a commercial student loan?

China citizens with permanent residence in China, permanent residence in local towns (or valid certificates), full capacity for civil conduct and meeting the following conditions can apply for general commercial student loans in our bank.

1. Have a proper occupation and a stable source of income, and have the ability to repay the loan principal and interest on schedule.

2. The "Admission Notice" (or "Student ID Card" and student status certificate) and other documents of the school where the student attends; Proof of tuition and fees, living expenses and other learning-related expenses issued by the school.

3. Provide bank-approved property mortgage or effective right pledge or third-party guarantee with compensatory ability or meet the credit loan conditions recognized by the bank.

4. Abide by the law, and have no illegal acts and bad credit records.

5. Open a personal settlement account with our bank and agree to deduct the loan principal and interest from the personal settlement account designated by our bank.

6. Other conditions stipulated by the bank. Please consult the loan bank for details.

Hello, I am 17 years old, with a fixed income and a student status. I want to borrow 1 ten thousand yuan. How can I get a loan?

Where are you?

Where can I get a loan of 10,000 yuan?

Hello, there are many ways to borrow money now. You can borrow money from relatives and friends, but this is a difficult thing to talk about, and the success rate cannot be guaranteed. You can also apply for a loan from the bank. If you go to the bank, the procedure may be complicated and the amount will not be too high. You can also borrow money by using regular internet credit products, which is a very common and commonly used way to borrow money at present, which is very convenient. I suggest you use this money to borrow money.

"Qianhua" is the original Baidu financial credit service brand. It uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. It has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000.

Fourth, how can we get the loan as soon as possible? What are the requirements?

It is best to have a real estate license, and the bank will decide the loan amount according to the area and location of your house.