20% down payment for the first suite and 40% for the second suite. Interest is calculated according to the amount and years of your loan. Please consult the bank for details.

2. What is the minimum down payment for the first suite in Suzhou?

The down payment ratio of the first suite in Suzhou city was lowered to 20%.

The down payment ratio of the second suite in Suzhou is 40%. On February 2, the central bank issued a new policy: in cities that do not implement the "purchase restriction" measures, the lower limit of the down payment ratio for the first suite is adjusted to 20%; The lower limit of the down payment ratio of the second suite is adjusted to not less than 30%.

On the afternoon of February 4th, the self-discipline mechanism of market interest rate pricing in Jiangsu Province held a working meeting of core members in Suzhou and reached a consensus. Among them, the down payment ratio of the first suite in Suzhou city was reduced to 20%, but the down payment ratio of the second suite was 40%. As for the county-level cities and Wujiang District in Suzhou, the new policies of the central bank will be implemented. In addition, Nanjing's main urban area will not implement the New Deal for the time being, and other 1 1 prefecture-level cities in Jiangsu will implement the New Deal of the Central Bank.

Matters needing attention in loan, house purchase and mortgage:

1, buyers should choose according to their actual situation when applying for loans.

When applying for a loan, buyers should consider their own economic strength and repayment ability, and also need to make a correct and objective forecast of their future income.

You need to choose the right bank for mortgage loan.

Generally speaking, second-hand houses can choose their own loan banks for mortgage loans. The more types of services provided by loan banks, the more personal financial services buyers can have.

3. Determine which repayment method you are suitable for.

There are basically two repayment methods, one is average capital, and the other is equal principal and interest repayment.

Third, how much is the down payment for buying a second suite in Wujiang, and there is no loan for the first set?

If the housing loan (including the first-hand building and the second-hand building)/down payment ratio is handled through our bank, the provisions are as follows:

1. For the first suite, the minimum ratio is 30%, that is, the maximum loan amount does not exceed 70% of the value of the purchased property (adjusted to not less than 25% for cities that do not implement "purchase restriction")

2. For the second suite, the minimum ratio is 40%, that is, the maximum loan amount does not exceed 60% of the value of the purchased property.

Your specific credit line needs you to submit relevant information, and it can only be determined after the approval of the outlets. You can directly contact the personal loan department of local outlets for consultation.

4. How much is the down payment for buying a house in Wujiang, Suzhou, and how much is the loan interest?

20% down payment for the first suite and 40% for the second suite. Interest is calculated according to the amount and years of your loan. Please consult the bank for details.