The Agricultural Bank of China borrows 20,000 yuan with an annual interest of 2,000 yuan. Provide personal identification information, including ID card, residence permit, household registration book, marriage certificate and other information, and you can go to handle it.

The bank loan is 20,000 yuan, with the interest rate of 1.05%, and the term is one year. How much is the interest?

The bank loan is 20,000 yuan, the interest rate is 1.05%, and the term is one year, so the interest is 100 yuan.

If the principal is 0.05 yuan per year, the interest will be 100 yuan per year.

How much is the annual interest on a bank loan of 20,000 yuan?

Now the annual interest on the loan of 2/kloc-0 is 1020 yuan. Calculation method: the interest rate of bank loans for six months to one year (including 1 year) is 5.10%; Annual interest rate = principal x interest rate x1= 20000x5.10% x1=1020 yuan.

Specifically, the generated interest will generate different expenses due to product details, comprehensive credit situation, repayment method and time. If the loan is calculated according to the one-year benchmark interest rate of 5.3 1%, the annual interest of the loan of 500,000 yuan is 26,550 yuan. However, when applying for a loan, we should not only compare the interest, but also comprehensively examine the reliability of the loan platform to protect our information and property security.

If you apply for a personal loan at China Merchants Bank, "interest" is calculated according to the total loan amount, loan term, execution interest rate, repayment method and other factors. You can go to the homepage of China Merchants Bank and click on the "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation. (You can view information such as monthly payment, monthly payment principal, monthly payment interest, principal balance, total interest and total repayment).

By the way, what are the requirements for a large amount?

1,1natural person aged 8-60; 2. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule; 4. The borrower's actual age plus the loan application period shall not exceed 70 years old; 5. There is no problem with the credit investigation, and it cannot be overdue in the current period or three times in two years.

The line of 500,000 yuan is relatively high in the world, requiring lenders to have good qualifications in all aspects. After all, when banks lend, lenders can't repay on time, and banks will have non-performing loans, which will affect many aspects of banks.

Materials to be provided:

1, husband and wife's ID card, household registration book/temporary residence permit and foreigner's household registration book; 2. Marriage certificate/divorce certificate or judgment/single certificate in 2 copies. Proof of income (in the format stipulated by the bank); 4. Copy of the business license of the unit (with official seal); 5. Credit certificate, including education certificate, other real estate, bank running, large deposit certificate, etc. After reading the above introduction, I believe you have a further understanding of what conditions are needed for 500,000 yuan. On the basis of meeting the loan conditions, the bank will sign a loan contract after reviewing the application materials submitted by the borrower.

How much is the interest on borrowing 20 thousand a year

The loan is 20,000 yuan, with annual interest 1.200 yuan.

20 thousand yuan loan for one year, the interest for one year depends on the annual interest rate of the bank. The annual interest rates of major banks are different and can be calculated according to the loan term interest = principal interest rate. The current loan interest rate ranges from half a year to one year (inclusive). The annual interest rate is: 6.00% for a loan of 20,000 yuan, and the annual interest payable is 20,000× 6.00% = 65,438+0,200.00 yuan. Different repayment methods and loan types generate different interest. For example, the interest of housing provident fund loans is much lower than that of housing commercial loans. The interest rate of credit loans is higher than others. The loan interest rate of different banks is different, and the loan interest rate of the same bank may be different for everyone, because banks manage customers in different categories.