You can't do any banking business, including credit card loans, just by relying on ID card information.

For businesses that need an ID card, the ID card is generally checked, and the salesperson who asked me to handle it is responsible for checking the ID card.

In the process of credit card processing, we must implement the "three relatives" system, that is, personally see the applicant, personally check the original identity card of the applicant, and personally see the applicant's signature. As long as the bank staff implement the system, only my ID card is not allowed to apply for a credit card!

Others can't use your credit card. Bank staff will verify whether it is their own identity when handling credit cards. ?

In addition, to take a step back, even if someone uses your personal information to apply for a credit card online, they must activate it at the bank counter with their ID card.

So don't worry!