China Industrial and Commercial Bank has college students' entrepreneurial loans. College students' entrepreneurship loan is an unsecured and unsecured credit loan for college students (undergraduates, postgraduates, doctoral students, etc.). ) issued by banks and other fund issuers. In order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects.

First, the application conditions:

1, unemployed for more than 6 months after graduation, registered in the local labor and social security department.

2. College degree or above

Second, the loan method:

Small loans for college graduates to start their own businesses are secured by mortgage.

Three. Loan term:

The Wechat business loan provided by the state for college graduates is a government-subsidized loan with a term of 1 ~ 2 years, after which it will no longer enjoy financial discount.