The Agricultural Bank of China Huinong e-loan error code ESGFE0728 is because the customer has a large credit loan balance at the time of application, or the credit card overdraft/installment amount at Agricultural Bank of China is large, or the credit extension from another bank The credit limit is relatively high, so the customer's loanable amount at the time of application is lower than the lower limit of the product's credit limit, so the customer cannot get a loan.

Error code analysis:

1. "ES123"

Reason for rejection: The financial limit of today's loan has been reached (in layman's terms, it means that the quota has been robbed).

Tips: The amount available for application today has been exhausted. Please apply again the next day.

Solution: If the code "ES123" appears, you may be eligible to apply, but because the quota has been taken away, you can try again at another time.

2. "ES224"

Reason for rejection: The affiliated institution has not yet opened the "receive self-service loan" function or the NetJie loan business has not yet been opened in the region.

Tips: The NetJie Loan business has not yet been opened in your area, so you cannot apply.

3. "ES225"

Reason for rejection: Non-whitelist customer.

Tips: NetJie Loan is only for invitation customers, so you are not yet eligible.

Note: It is easier to withdraw funds if you have a mortgage with the Agricultural Bank of China and have repaid it on time for more than 2 years, have large deposits for financial management, have a good workplace, and have a provident fund loan, etc.

4. "ES111" "ES323" "ES324" "ES372"

Reason for rejection: The call to the credit reporting system timed out or the connection failed.

Prompt message: There are too many users applying today, you can try again the next day.

Solution: When this happens, there may be too many people applying and the credit checking interface crashes. You can try again at another time.

Huinong e-Loan is an online, batch, convenient and inclusive loan product specially designed for farmers by the Agricultural Bank of China based on Internet big data technology. The starting limit of the loan is 3,000 yuan, and the maximum limit is determined based on the customer's assets, income, guarantee, etc.; the loan term is valid for up to 5 years, and the term of a single loan within the validity period can be reasonably determined based on the actual needs of the customer.