Buy a second-hand house with 55 square meters and 380,000 yuan in Shijiazhuang, with a down payment of 30%. What is the down payment? How many years is the provident fund loan suitable? Yuegongduo

A down payment of 30% means that you need to borrow 70% times 70% = 266,000, rounded to zero. Take 260 thousand.

Down payment: 38-26 = 65438+200,000 yuan.

The second thing I want to tell you is that because you are a provident fund loan, the bank should evaluate your credit. If your credit value is not high, you may not be able to borrow 70%. 、

How much is the monthly repayment? Go to your repayment bank to check the interest rate table of the provident fund. In the fourth row vertically, there is a monthly repayment amount of 1 10,000 yuan, and the figure obtained by multiplying your loan amount of 260,000 yuan is your monthly repayment amount.

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