In accordance with the "Notice on Issues Related to Regulating Housing Provident Fund Personal Housing Loan Policies". If a housing provident fund loan is used to purchase the first ordinary self-owned house, and the building area of ??the house is less than 90 square meters (inclusive), the loan down payment ratio shall not be less than 20%; if the house building area is more than 90 square meters, the loan down payment ratio Not less than 30%.