1. Platform background: Diversified micro-loan is a loan platform jointly launched by China Merchants Bank and China Unicom. At present, more and more people are beginning to understand it. ?

2. Quota/interest: The quota is between 500,000 and 200,000, which is determined according to the comprehensive qualification of users and the products applied for. In terms of interest, the daily interest rate is between 0.05% and 0.95%. For example, users borrow 10000 yuan from multi-micro finance, and the daily interest rate is 0.05%. After using it for one month, the interest to be paid is: 10000 * 0.05% * 30 = 65438+. ?

3. Application conditions: the entry threshold for microfinance is not high, as long as the applicant is between 265,438+0-50 years old, has stable work and repayment ability, and the credit information is spotless.

Diversified microfinance is an online loan, and its products are subdivided into four types: cash loan, business loan, car loan and mortgage loan. Only users can provide their own income certificates and water and electricity bill payment certificates can they apply for cash loans; Business loans need to provide proof of business running water; Automobile loans and mortgage loans can provide relevant asset certificates.