2. Age between 18 and 65, no bad credit record and stable repayment ability are the three conditions for applying for a credit card. The work certificate is only one of the materials to prove the repayment ability, not the only one, so even if you can't provide the work certificate, you can use other materials to prove the repayment ability to apply for a credit card. Xiaorong will show you what materials can prove repayment ability.

Wage flow: Compared with the work certificate, this is a more direct and effective income certificate; Xiaorong secretly tells you that the success rate of applying for a credit card at his own salary card issuing bank is higher.

Property ownership certificate: the house book, car book and deposit certificate (with a deposit of more than 50,000 yuan) are all valid materials for applying for gold and platinum cards, and these property ownership certificates are undoubtedly valid proof of repayment ability.

Other materials: existing credit cards-suitable for banks that support card processing; Social security payment voucher; Tax payment voucher; Badges with photos; A copy of the labor contract; Certificate of special work, etc.