Enterprise credit loans refers to the loan issued on the basis of the borrower's credit, and the borrower does not need to provide guarantee. Its characteristic is that the borrower does not need to provide collateral, but can get a loan only by his own credit, and the borrower's credit degree is used as the repayment guarantee. Because this kind of loan is risky, it is generally necessary to conduct a detailed investigation on the borrower's economic benefits, management level and development prospects in order to reduce the risk.
Loan application process:
1) SMEs apply for loans: provide business license, tax registration certificate, organization code certificate, loan card, recent financial statements and other materials that have passed the annual inspection;
2) Credit review and loan review of lending institutions;
3) The loan enterprise signs a contract with the loan institution;
4) Lending institutions issue loans.
Loan address:
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