You can apply for a second mortgage loan for your house.

Conditions for second mortgage loans:

1. The houses used for second mortgage loans should be high-quality housing and commercial buildings with great market development potential;

2. The house used for the second mortgage loan of a personal house must be an existing house;

3. The house is a first-hand house purchased with a bank mortgage loan;

4. The mortgage registration has been completed, and the bank is the mortgagee of the house;

5. The house has been insured, and the original insurance policy is in the custody of the bank;

6. The location of the house It has a superior location, convenient transportation and complete supporting facilities, and has great potential for appreciation.