Charter and repurchase
1 Introduction to the scam
The most common scam now is "charter repurchase". Unscrupulous merchants take a fancy to the investment method that domestic investors like to protect capital and income, and attract investors to be the developer's charter and the developer's repurchase.
In fact, it is very easy to expose such a scam. Why don't Americans buy such a good return on investment? The interest rate of US 10 national debt is only 1.56%, and the rental return rate of this house is 6%-20%. Developers buy back after 10. Why can't such a good project be sold in America? Because such publicity will be censored in the United States, the final project will be aborted because it involves commercial fraud.
2 characteristics of charter repurchase
The trap of charter and repurchase has several characteristics:
First of all, if it is a developer's package, then the developer is definitely not a big listed developer. These projects are generally domestic intermediary companies to set up companies in the United States, packaging developers as if they have development projects in many regions and countries with a long history, and then packaging a non-existent project. At the time of repurchase, the intermediary company applied for bankruptcy of the American company, and the repurchase was not established. The customer has earned interest on the lease for several years, but the principal has gone.
Secondly, such projects can only be purchased in full and cannot be loaned. If the loan is also in China, you can't get a loan in the United States, even if it is not a normal mortgage loan in the United States.
Finally, such projects often have no property rights.
3 characteristics of no repurchase lease
The licensed but not repurchased projects have the following characteristics:
Most of these projects will only tell you which city and where the project is located, and will not tell you the specific address and zip code, because after telling you, you can know the sales price of the surrounding houses. Such projects are usually sold to investors at a price of more than 50%, and investors will pay their own wages with their own money. It must be difficult to rent out and change hands after the lease expires.
There are also some professional scammers who will hang the project on the real estate website in the United States, so that you can find the address of the project and the selling price in the United States. When you compare, sometimes you will even find that the house is much more expensive than the domestic price. At this time, you need to pay attention to the following points:
1. The project will not be introduced on the website of the United States.
2. The house price around the project is definitely much cheaper than this project. In this way, no one will consult this house in the United States, that is, this area is basically unattended in the local area. Because he is looking forward to the best local consultation, domestic buyers can not find the price of new houses around;
3. If you really want to check, you can enter the address on the website of American county government to check whether the project is true.
False propaganda confuses the concept
1 Introduction to the scam
Another most common form of fraud is: false propaganda confuses the concept of inferior quality.
For example, the concept of school district housing, which is more attractive to China people, has a great influence on the housing prices of school districts in the United States. American public schools are completely free. For overseas investors, buying a good school district means a better rental price in the future. Many domestic agents like to say that the house with poor school district is only 65,438+00 minutes' drive from the school district, without mentioning the specific credits of the house they sell.
In the United States, if your community is across the street from a primary school with a score of 10, you can't go to this school as long as your community is not in the school district of this primary school.
Suggestion:
1 coping methods
In fact, for all consumers, as long as we spend some energy to check online, we can completely avoid many risks. The United States is a country with open and transparent information. As long as you have the project address, you can find almost all the information related to this project.
2 related inquiry websites
Www.zillow.com is the largest real estate information website in the United States, which contains information on first-hand and second-hand houses for sale, as well as housing rental information. Enter the address of the project, and you can see how many houses around you are sold and rented. In addition, you can also see the school district where the project is located, the historical trend of surrounding housing prices and other information on zillow.
Www.trulia.com is also an authoritative real estate information website. Enter the address to see the population around the project, including how many people are married, how many people have received higher education, and even the recent alarm situation around.
Http://www.census.gov/2010Census/is the latest census of the U.S. government, and you can know the population and ethnic proportion of each block in detail.