A car with a price of130,000 yuan can be kept for up to three years, and 70% of it can be borrowed, that is, 9 1000 yuan, minus the fraction of 1000 yuan, that is, 90,000 yuan.
2./kloc-what is the maximum loan for 0/30,000 car loans?
According to the regulations of the bank, the maximum loan amount for self-use cars is 80% of the vehicle, and the loan amount can be 104000 yuan.
Loan amount: the purchased car does not exceed 80% of the purchased car price; If the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 60% of the price of the purchased vehicle;
Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called auto mortgage.
Loan target: The borrower must be a permanent resident of the place where the loan bank is located and have a completely civil bank.
Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and provides acceptable assets as collateral or pledge, or a third person with sufficient compensatory ability serves as a guarantor to repay the principal and interest of the loan and bear joint and several liabilities.
Loan 1-3 years, with a maximum of 5 years.
Loan interest rate: uniformly stipulated by the People's Bank of China.
Repayment method: you can choose one-time repayment method of principal and interest and installment repayment method (equal principal and interest, equal capital).
3. How much can I borrow from 500 yuan every month for two years?
Individuals can borrow 480,000 yuan by paying 500 yuan Provident Fund every month. The monthly deposit of provident fund is related to the loan amount, but it is not inevitable. What really determines the loanable amount is the balance of the provident fund account. According to the existing policy, the amount of provident fund loans is 10- 20 times the balance in the account (the highest multiple in individual cities is 25 times). Generally speaking, the personal provident fund loan amount is 20 times of the balance of 10- provident fund account. The calculation of specific provident fund loan amount should be determined according to four conditions: repayment ability, the proportion of provident fund loans to house prices, the balance of housing provident fund account and the maximum loan amount, and the minimum value calculated by the four conditions is the maximum loanable amount of borrowers.
How much can a car mortgage of 400 thousand or 400 thousand be borrowed?
Hello, if you handle personal loan business in our bank, you usually use real estate as collateral. At present, only the "personal car consumption loan" is mortgaged by the purchased car. Note: Our loan is special, and there is no money in it.
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