In the process of buying a house, you need to pay the provident fund deposit, which is usually handed over to the seller or developer to ensure that the buyers pay the provident fund on time. The amount of provident fund deposit is generally 65438+ 0%-3% of the total house price, and the specific amount varies according to different regions and developers. Generally speaking, the provident fund deposit is paid before signing the purchase contract. After payment, the developer will deposit the deposit into the designated account and issue a receipt for the deposit of the provident fund. In the case that the purchaser pays the provident fund as agreed, the provident fund deposit will be refunded before the loan is issued. It should be noted that if the property buyers fail to pay the provident fund as agreed or violate relevant regulations, the developers can handle it according to the agreement in the provident fund deposit receipt and the purchase contract. Generally speaking, if the buyer fails to pay the provident fund as agreed, the developer can deduct the corresponding amount from the deposit account until the buyer pays the provident fund as agreed.
Under what circumstances can buyers not pay provident fund deposits? According to the "Regulations on the Management of Housing Provident Fund", buyers can not pay the provident fund under the following circumstances: First, they can buy government-subsidized housing or housing sold by their own units; The second is to purchase the first set of ordinary self-occupied housing through the housing provident fund loan, and the total loan amount does not exceed the local limit. It should be noted that the failure to pay the provident fund deposit in these cases does not affect the property buyers to pay the housing provident fund according to the regulations.
Provident fund deposit is a fee that needs to be paid in the process of buying a house, which is used to ensure that the purchaser pays the provident fund on time. Before paying the provident fund deposit, buyers need to understand the relevant regulations and agreements to ensure that their rights and interests are protected. At the same time, in accordance with the provisions of the payment of provident fund, property buyers can also enjoy provident fund loans and other concessions.
Legal basis:
Article 15 of the Regulations on the Management of Housing Provident Fund shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and stare at the audit documents of Quehuixin in the management of housing provident fund, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts. Where the unit terminates the labor relationship with the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to register the change, and go to the entrusted bank to handle the transfer or sealing procedures of the employee housing provident fund account with the audit documents of the housing provident fund management center.