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Can I entrust the house with a loan? Is it legal? Can I entrust the house with a loan?
Can I entrust a loan to buy a house?

You can't entrust him with the loan to buy a house, you must handle it yourself. Because the bank stipulates that mortgage loans must be handled in person. According to Article 25 of the General Principles of Loans, if a borrower needs a loan, he shall apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information: 1. Basic information of the borrower and guarantor; Two, the financial department or accounting (audit) firm approved the last year's financial report, as well as the previous financial report to apply for loans; Three, the original unreasonable occupation of loans to correct the situation; 4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention; V. Project proposal and feasibility report; Other relevant information deemed necessary by the lender.

Can I entrust my family with bank loans?

Bank loans cannot be signed by family members. Just need the signature of the head of household. Buying a house with a loan is an important civil act, so usually the bank needs my signature for approval. If you need to sign, you must provide the corresponding legal documents. For example, the notarized power of attorney belongs to the guardian, and it is necessary to provide the proof documents of the guardian provided by the community and the public security organ. If the bank requires two people to sign at the same time, there is no other way. If the bank allows, it can sign on behalf of it.

Is there any procedure for entrusting others to buy a house in other places?

1, you need to go to the notary office to issue a notarized power of attorney;

2. The customer can help you with your personal valid certificate and power of attorney.

3. Handwriting is invalid and is not recognized by any unit.

4. You must go to the beginning of notarization when doing entrusted notarization.

If you buy the house in full, then the rest of the formalities can be signed by others.

6. If you need to go through the loan procedures for buying a house with a loan, you must go to the notary office for a notarial certificate, and the agent must go to the bank with the original.

Extended data:

(1) It is necessary to specify the entrusted matters, that is, the place where the client entrusts the trustee to buy the house, the number of square meters, the price range per square meter, etc.

(2) Need to specify the commission fee. Including the remuneration of the trustee and the expenses paid by the trustee when handling the entrusted affairs, as well as the payment method and period of the expenses.

(3) Clarify the rights and obligations of both parties. The trustee shall safeguard the rights and interests of the client and shall not resort to deceit to damage the legitimate rights and interests of the client; The client shall pay the commission fee on time. Custody and entrustment contract