1. Is the second-hand car loan suitable?

Second-hand car loans are not recommended, because the price of second-hand cars is usually relatively low, depending on the actual situation of the owners. Regarding the second-hand car loan, the loan amount of the second-hand car is much lower than that of the new car. Generally speaking, the maximum loan amount for new cars can reach 8%, and the maximum loan amount for used cars can reach 5%, depending on the bare car price of used cars. The loan period for new cars can be as long as 5 years, that is, 6 repayment periods, while the loan period for used cars can be as long as 3 years, that is, 36 repayment periods, and only a few car loans can be as long as 5 years. People who buy used cars think the condition of used cars is very important. First of all, we should pay attention to the basic condition of used cars. We can learn about the use of some cars from the owners. Because the price of used cars is influenced by many factors, the prices of many models are different. It is suggested that car owners should find a professional used car company to conduct on-the-spot evaluation when buying used cars to ensure that the certificate of used cars is complete. If the procedures are not in place, they may encounter problems when transferring schools, which often wastes time.

second, is it appropriate to buy a used car for rent with a loan?

Hello, personally, I think this is a big risk. If you rent a car, you should also take out insurance. In case of an accident, the minor accident is fine, and you can't afford the big one at all, so be cautious. My personal opinion hopes to help you!

third, how about buying a second-hand car owner and getting a loan?

Repay the loan before trading, or the buyer pays the loan and deducts it from the car price.

Fourth, is the loan of melon seeds used car cost-effective?

Precautions for buying used cars

Open the hood to check whether there is sludge left in the water tank, air cooling fin and front plate of the water tank.

check the sludge at the joints of small parts, charging motors, starting motors, wire sockets and left and right wheel turtles beside the engine.

check the residual sludge and musty smell of the spring and brown cloth in the front and rear chair seats.

There are obvious lines of sludge between the front and rear doors, indicating the soaking height of the vehicle.

accident car inspection, where there is light, check whether the image of the light refracted by the sheet metal is flat, and the engine room can check whether the water tank rack and the tail parts on both sides are flat. When some used cars leave the factory, the glass will be printed with the same number as the body number. If there is no number or the number is different, you should pay more attention and carefully check whether the numbers on the left and right sides are the same.

certificate review, to confirm the authenticity and validity of the original factory certificate, license tax, fuel tax, license application registration and other documents.

interior and inspection, carefully check the driver's seat, rear seat and trunk to ensure that there is no excessive damage.

Price and depreciation, and the depreciation of used cars are basically inseparable from the whole new car market.

discuss carefully with the seller and try to buy a second-hand car with warranty at a lower price.