Provident fund loans have to pay a certain amount of deposit. Actually belongs to the provident fund protection fund. It is not the real estate developers who ask the buyers to pay, but the money should be handed over to the provident fund guarantee center for management. When your provident fund loan arrives, you can return it to the provident fund management office with the receipt.

Employees who use housing provident fund loans need to pay housing provident fund loan guarantee fees. The purpose is to prevent capital risks, safeguard the rights and interests of employees who have paid housing provident fund loans, and better ensure the safety of housing provident fund loans. The guarantee fee for the provident fund loan is uniformly collected by the municipal provident fund management center, which is equivalent to the guarantee provided by the borrower for the borrowed loan. Therefore, when the borrower pays off the loan in full, the guarantee fee can be partially refunded.