Because Li Zhe loan doesn't need any guarantee, the interest rate is favorable, and it can be repaid on demand with daily interest, so it is a small business loan with low threshold.
bank statement
When small and medium-sized enterprises apply for bank loans, bank flow is very important and plays a decisive role in the quota. The higher the bank flow, the higher the quota.
credit standing
Applying for this kind of loan depends not only on the business reputation of the enterprise, but also on the credit of the applicant. Borrowers with stable income, fixed property and good credit are more likely to get higher loans.
current deposit account
The business projects of enterprises will also affect the loan amount. If it is strongly supported by the state, it is relatively easy to obtain income and stable, then the lending institution will consider issuing a higher amount.