Step 1: I have a property here, and I don't know if I can mortgage it.

Step 2: He will answer that you can mortgage. Just say my family has a house on the second ring road in Beijing. How much do you think you can mortgage?

Step 3: He will ask you if the house is yours.

Step 4: The answer is mine. Tiananmen Square is where I want to mortgage. Does it count that I am the successor of communism?