Insurance, if you have more money, buy more copies just in case. If you have less money, just pay the most basic social security and old-age insurance. In short, look at your financial situation first, and then decide what kind of insurance to choose. The premise of all this is that the caller is not bluffing.

Telephone sales of insurance should be banned directly, which is not only annoying, but also seriously makes people misunderstand how deep the insurance routine is. In fact, insurance products only have product design defects, and the routines are artificially concealed and exaggerated. The high traffic accident insurance promoted by banks by telephone is the most typical example, and there are too many routines for people.

Routine 1: You can't see what the product looks like because the customer service is talking nonsense. "I see you often fly. Our products come with 2 million aviation accident protection, and of course, 6,543,800 high-speed rail accident protection, which is very suitable for business people like you. If we are accidentally injured on a business trip, there is no exemption and no threshold for medical expenses. The company will quote us how much we spent.