It only takes 550 sesame seeds to borrow money. There are many loan softwares with sesame score of 550 points, such as easy-to-spend loan, rich loan, easy-to-borrow bar, and cellular wallet. Users can search related loan software in search engines such as Baidu, Google and sogou. Sesame score is only a reference data, whether it can be loaned or not depends on the actual situation.
Sesame score is the result of sesame credit evaluation based on users' credit records, behavior preferences, performance ability, identity characteristics and personal relationships. Most companies and P2P lending platforms will use sesame seeds as reference data. Only when users' sesame seeds meet the requirements can they get loans.
Sesame Credit and China People's Bank's personal credit information system data are not shared. Therefore, if the user has no bad credit record in the personal credit information system of the People's Bank of China, even if the score is 550, he can use the loan service provided by financial institutions.
For the newly registered users of Alipay, the sesame score will not be too high, and they need to reach 600 sesame scores or more when opening the loan, and pass the comprehensive evaluation of Alipay.
If users have a strong demand for funds, they can go to the bank to handle credit business. Users can choose appropriate loan products based on their own situation, full consideration and independent judgment.
Can Sesame Credit 550 be loaned?
The average user's sesame credit is above 500, so 550 points is not bad, not low. There are also many platforms that can lend sesame seeds for 550. I think Feifei wallet, bean loan and Zhuge loan are all good.
1, Feifei wallet
For loan users, the demand for sesame seeds exceeds 600, and users who exceed 18 can apply. The general loan amount is1000-5,000 yuan, and the short-term loan term is.
2. Bean buns
After the applicant submits his mobile phone number, ID card and personal identification information, and runs face recognition, he can apply for a bean bag loan and authorize sesame seed distribution. The loan amount is between 1000-50000 yuan, which can usually be borrowed for a few days.
3. Zhuge borrowed it
Zhuge can borrow money with his ID card and bank card, and he needs to authorize Sesame Credit and mobile phone operators. The loan amount is 500-2000 yuan, which can be borrowed for a few days.
How to get a loan for 550 sesame seeds?
If the sesame credit score is 550, you can't borrow money with ants, and you can choose other loan methods. For example, apply for loans from online lending platforms such as banks.
Sesame credit scores range from 350 to 900. At present, the requirement for sesame credit score is that sesame credit score is above 600 (600 to 650 is good credit). In addition, the issuer is required to have a good credit record and the ability to repay loans.
If the sesame credit score is above 650, you can open ant flower buds, which is more convenient than loans in the process of consumption and use. If the sesame credit score is lower than 600 points, if you still want to borrow money through online channels, you have to find ways to improve your sesame credit score.
We can improve the sesame credit score from the following aspects: 1. Try to improve Alipay's personal information, including personal information, ID photo, portrait photo and identity verification.
2. Use Alipay for shopping, consumption and financial management. Increase the flow of Alipay as much as possible. Including timely payment of water, electricity, gas and property fees.
3. Add as many friends with high sesame credit scores as possible and participate in some sesame tasks launched by Alipay.