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What is the direct basis for banks to determine the amount of credit loans?
Personal qualification! Generally choose unsecured loans, the loan amount is 5- 10 times of personal salary! Whether the loan can be successful depends on whether your personal qualifications meet the requirements of bank loans ~ to provide you with relevant reference, you can choose to have a look!

Generally speaking, there are two main ways:

If you don't have a job, there are two ways to apply for a loan: one is to borrow in the name of relatives and friends; Or use your property as collateral to get a loan;

If you have a stable job and income, then you can apply for a personal credit loan (unsecured and unsecured).

Generally, this kind of loan application requires you to have a stable job and income, a good credit status, and just punch in your monthly salary (or deposit money in a bank account every month), which can be 5- 10 times of your monthly income. If you are a civil servant, you can borrow more.