Generally speaking, there are two main ways:
If you don't have a job, there are two ways to apply for a loan: one is to borrow in the name of relatives and friends; Or use your property as collateral to get a loan;
If you have a stable job and income, then you can apply for a personal credit loan (unsecured and unsecured).
Generally, this kind of loan application requires you to have a stable job and income, a good credit status, and just punch in your monthly salary (or deposit money in a bank account every month), which can be 5- 10 times of your monthly income. If you are a civil servant, you can borrow more.