It is normal for some loans to need guarantors, and there are not a few people who are in trouble because they are guarantors. Let's focus on whether the loan guarantor will go to the credit reporting agency today. Will the loan guarantor go to the credit bureau? Generally speaking, as a guarantor, you should at least have the ability to repay risks, have a good reputation, and have no record of bad violations. China People's Bank's personal credit record has no record of non-performing loans! Being a guarantor itself will not affect personal credit information, but it will be responsible. If you don't fulfill the responsibilities and obligations of the court judgment or ruling, it will affect your personal credit or produce bad records. According to the regulations of our country, the guarantor needs to bear different responsibilities under different circumstances, as follows: civil liability, civil joint liability, guarantee liability and compensation liability. When the debtor fails to perform the debt, the guarantor has the obligation to perform the debt or bear the responsibility as agreed. If the debtor of joint and several liability guarantee fails to perform the debt at the expiration of the debt performance period agreed in the main contract, the creditor may require the debtor to perform the debt, or may require the guarantor to assume the guarantee liability within the scope of its guarantee. If you don't fulfill the responsibilities and obligations of the court judgment or ruling, it will affect your personal credit or produce bad records.