2 has been opened, holding the industrial and commercial business license, tax registration certificate and related industry business license issued by the administrative department for Industry and Commerce; If it is still in preparation, it is necessary to provide relevant business certificates.

3 engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule;

4. Good credit standing, law-abiding, no bad credit and debt records, and able to provide mortgage, pledge or guarantee recognized by the bank;

Having a fixed domicile and business premises in the agency;