1. All parties to the contract have passed the real-name authentication. In other words, personal authentication, current mobile phone authentication, WeChat authentication and bank card can only correspond to this person's name, but also take photos in real time to form an evidence chain. Enterprise certification, you need to submit relevant information and official seal of the enterprise, plus authorization statement.
2. The signature on an electronic contract is a reliable electronic signature recognized according to the Electronic Signature Law.
Electronic contract, also known as e-commerce contract, is an agreement between two or more parties to establish, change and terminate the civil rights and obligations of property through electronic information network.
Through the electronic contract platform, users can sign electronic power of attorney, electronic loan contract and other related electronic legal documents with proprietary electronic signatures only by signing the instructions for the use of electronic signatures and obtaining personal digital certificates corresponding to their real names.
In this process, users need to clearly understand the principle of electronic loan contract deposit: through digital signature, tamper-proof and other technologies, identify the signer's identity, and ensure that electronic loan contracts and paper loan contracts have the same legal evidence effect. As for data security, users can upload the electronic loan contract to the cloud through the "document transmission interface" provided by the electronic contract platform, convert it into tamper-proof PDF format, and send the metadata of the contract signing information (contract number, full evidence chain timing information, etc.). ) to the designated judicial authentication institutions to save, to prevent tampering, to ensure the originality and objectivity of electronic data, to prepare for the later issue of judicial authentication report and apply for arbitration. Signing an e-lending contract online saves paper waste and time of express delivery contract, and greatly improves the efficiency of contract signing. At the same time, it also saves a lot of unnecessary troubles in contract management.
Prosecutions for non-performance of electronic contracts;
1. Prepare civil litigation.
2 to the people's court with jurisdiction, and submit relevant evidence.
3 in accordance with the notice of the people's court to attend and participate in litigation activities on time.
4. Anyone who refuses to accept the judgment or ruling of first instance shall appeal to the people's court that originally tried or the people's court at the next higher level within 15 days after receiving the judgment or 10 days after receiving the ruling, and submit an appeal.
legal ground
Article 9 of People's Republic of China (PRC) Contract Law
When concluding a contract, the parties shall have corresponding capacity for civil rights and capacity for civil conduct.
The parties may entrust an agent to conclude a contract according to law.
Article 11 of People's Republic of China (PRC) Contract Law
Written form refers to contracts, letters and data messages (including telegrams, telexes, faxes, electronic data interchange and e-mails) and other forms that can tangibly express the content.