How about Soufun down payment loan? Is it reliable?
Now that house prices are rising so fast, many people who want to buy a house can’t even afford the down payment. So what can they do? Nowadays, many lending institutions have launched some loan products such as "down payment loans" to solve the problem of down payment funds. How about Soufun.com's down payment loans? Is it reliable?
SouFun Tianxiadai is an Internet real estate financial services website built by SouFun, a company listed on the New York Stock Exchange. It was officially launched in April 2014. Soufang Tianxiadai has created a safe, honest, professional and efficient real estate credit investment and financing transaction platform for users to obtain loans through the Internet platform for people who need housing loans.
SouFun.com is the world's largest real estate and home furnishing network platform, and has been leading Internet innovation in the fields of new homes, second-hand homes, home furnishings, and real estate research.
The down payment loan products of Soufun Tianxiadai include "New House Down Payment Loan" and "Second-hand House Down Payment Loan".
"New House Down Payment Loan" is a loan service provided by Tianxiadai with preferential annual interest rates and convenient application. It has no mortgage, ultra-low expected annual interest rates, free quotas, and flexible repayment methods. Features. "Second-hand house down payment loan" is a mortgage loan provided by Tianxiadai for home buyers purchasing a second home. The original property is mortgaged to pay for the new purchase.
Can I apply for a down payment loan to buy a second-hand house on SouFun?
If you don’t have a down payment, you can get a loan, let alone a first-hand house. SouFun only provides an information source and does not assume any responsibility. any responsibility.
Which one is better, Anjuke down payment loan or Soufun down payment loan?
Real estate is booming everywhere, especially in first-tier cities. Citizens are rushing to buy houses overnight, causing housing prices to rise. Down payment loans on various platforms are also very popular. Many people know Anjuke down payment loans and SouFun down payment loans. Many people don’t know which one to choose. Today, let’s compare the advantages and disadvantages of these two.
Anjuke down payment loan is a down payment loan product cooperated by Anjuke and 58 Finance. SouFun.com down payment loan is a down payment loan product belonging to SouFun.com Tianxiadai. Its down payment loan is divided into new house down payment loan and second-hand house down payment loan.
Anjuke down payment loan:
Unsecured pure credit: Compared with similar products that require mortgages and guarantees, this product achieves pure credit approval.
Approval amount: The maximum down payment loan you can borrow is RMB 50 (no more than RMB 1 million), which greatly reduces the pressure of raising a down payment.
The expected annualized interest rate of borrowing: The expected annualized interest rate is as low as you can enjoy a discount when purchasing a designated real estate, and it is as low as 0 expected annualized interest rate.
Approval speed: If the information is complete, the approval can be completed within 3 working days at the earliest.
Down payment loan on Soufun.com:
Down payment loan can be used for down payment loans for first-hand and second-hand houses. There are no property restrictions. The monthly expected annualized interest rate of the loan is as low as 3 working days at the fastest. .
Through comparison, it is found that the expected annualized interest rate of Anjuke down payment loan is lower than the expected annualized interest rate of Soufun.com down payment loan. Home buyers can choose the appropriate down payment loan product through comparison.
What is the down payment loan process on Soufun.com?
Many people know Soufun. Now, Soufun also has some financial platforms, such as the "down payment loan" of the real estate Internet financial platform "Tianxiadai". So, what is the down payment loan process on Soufun?
1. "New House Down Payment Loan"
"New House Down Payment Loan" is a loan service provided by Tianxiadai with preferential annualized interest rates and convenient application. It has the characteristics of unsecured, super Features include low expected annualized interest rate, free limit, and flexible repayment methods.
Application process: Select the loan property - Submit the loan application - Successful online review - Sign the purchase contract and make the loan at the same time; the fastest is 3 days. It usually takes 7 working days from submitting complete materials to getting the loan, and the fastest disbursement is 3 working days.
2. "Second-hand house down payment loan"
"Second-hand house down payment loan" is a mortgage loan provided by Tianxiadai for home buyers purchasing second homes. Mortgage the existing property to pay for the new property.
Application process: Online application - prepare materials, go through interview - review and approval, loan approval.
Application materials: personal ID card; household register; marriage certificate; bank statement; personal credit report; real estate certificate of the property to be mortgaged; sales contract, down payment or deposit transfer voucher for the property to be purchased. ?
This is the end of the introduction about Soufun loans and Soufun agents. Have you found the information you need?