Provident fund loan subscription means that if the user has a mortgage loan or bought a house before, and then buys one or even two houses, the provident fund loan interest rate for the second house will be higher than that of the first house. A few percentage points.

What are the provident fund policies for buying a second home?

1. If you use a provident fund housing loan to buy a second house, the down payment ratio must not be less than 50%, and the loan interest rate must not be lower than 1.1 times the provident fund personal housing loan interest rate for the first house during the same period.

2. Stop issuing housing provident fund personal housing loans to employee families purchasing their third or more homes. The notice reiterates that it will stop issuing housing provident fund personal loans to employee families purchasing their third or higher homes.