What are the fees for CCB’s second mortgage loan? First, let’s take a look at the process of a second mortgage loan: the borrower submits an application - the bank evaluates the property value of the house - the bank approves the borrower’s submission of relevant information and goes through the relevant procedures - the bank advances the guarantee company’s funds - handles the new mortgage registration procedures - The formalities are completed and the bank releases the money. After such a process, the borrower needs to pay other expenses, which is actually the bank's advance payment of the guarantee company's funds. The price of advance payment varies, and the guarantee companies cooperated with each bank are also different. Specific borrowers need to consult the loan application staff. CCB's second mortgage loan conditions: The house used for the second mortgage loan should be a residential and commercial house with a large market development; the house used for the second mortgage loan of a personal house must be an existing house; the house must be mortgaged with the Bank of China The first-hand house purchased; the house mortgage registration has been completed, and the Bank is the mortgagee of the house; the house has been insured, and the original insurance policy is in the custody of Bank of China. In addition, we need to remind everyone that the interest rate of a second mortgage loan is generally the same as the interest rate of the previous loan. The second mortgage loan can usually only be handled by the same bank. The completion age and useful life of the mortgage must comply with the lending bank's requirements. relevant regulations. The above is the sharing of relevant content about "What are the fees for CCB's second mortgage loan?" I hope it can help everyone!