When a person applies for a loan, the lender can write two names. The first person's name is the main lender, and you can apply for a loan by providing the information of the main lender and the owner of * * * *. The issuance and use of loans shall comply with national laws, administrative regulations and administrative regulations issued by the People's Bank of China, and follow the principles of efficiency, safety and liquidity.

legal ground

Article 19 Obligations of the Borrower: The Borrower shall truthfully provide the information required by the Lender (except those that cannot be provided by law), truthfully provide all the account banks, account numbers and deposit and loan balances to the Lender, and cooperate with the investigation, review and inspection of the Lender; Two, should accept the lender's supervision of its use of credit funds and related production, operation and financial activities; 3. The loan shall be used for the purposes agreed in the loan contract; Four, should pay off the loan principal and interest in time according to the loan contract; 5. The transfer of all or part of the debt to a third party requires the consent of the lender; When intransitive verbs endanger the creditor's rights, they shall promptly notify the lender and take preservation measures.

Can I write two people's names when I borrow money to buy a house?

Loan to buy a house can write two people's names!

1. If the couple belong to a husband-and-wife relationship, according to whether it is a first-hand house or a second-hand house, provide the following materials:

1. First-hand housing mortgage loan

If you buy a newly developed house, you need to mortgage the newly bought property and apply for a mortgage loan for the lender yourself.

The loan procedures need: the identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), no house certificate, unit income certificate, and guarantee company guarantee certificate.

2. Second-hand housing mortgage loan

Loan procedures need: identity certificate of the buyer and seller, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax ticket, evaluation report, buyer's income certificate, and no house certificate.

Two, if the two do not belong to the relationship between husband and wife, in addition to the above materials, but also need to provide their own husband and wife identity certificate, marriage certificate, etc.

Extended data:

Real estate license handling process

(1) Within one month after the real estate transaction, both the buyer and the seller shall go to the real estate exchange to register the transfer of ownership with the documents such as the house purchase and sale contract. You need to bring your ID card, household registration book, commercial housing sales contract and other documents when you register.

(2) After receiving the transfer notice from the Exchange, the buyer and the seller should bring their ID cards, household registration books, seals, etc. After paying the handling fee, deed tax and stamp duty, you can go through the transfer formalities.

The exchange will issue a real estate sales contract to the buyer. In principle, the real estate license must be handled jointly by the buyer and the seller. If the buyer and the seller or one of them cannot handle the formalities of ownership transfer and property right registration for any reason, they may issue a power of attorney to entrust an agent to handle it on their behalf.

(3) After completing the transfer formalities, the buyer shall apply for registration with the municipal or district (county) Housing and Land Administration Bureau where the house is located within three months with the house sales contract issued by the real estate exchange.

The documents and materials needed to handle the application include: the house ownership certificate of the whole building owned by the seller, the commercial house sales contract, the copy of the stub of the commercial house sales invoice, the copy of the ID card, the registration form of the house ownership transfer, the wall boundary table and the area calculation table.

(4) After being audited by the real estate management department, the buyer can get the title certificate.