Of course. According to relevant public information, some online loans are audited by manual customer service, so users must submit loan applications during customer service hours. After the manual customer service is off duty, the user submits a loan application, so the loan application will not be reviewed until the customer service goes to work the next day. If the online loan platform has a large number of applicants and the system cannot process the loan application in time, then the user can choose to apply for online loan in the afternoon. Afternoon is not the peak period of loan, so the system will review the loan application in the afternoon.