The law does not specify whether a house with outstanding loans can be named. However, in practice, houses with outstanding loans cannot be named. According to the first paragraph of Article 29 of the Civil Code, which came into effect on January 1, 221, the establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. According to Article 15 of the Provisional Regulations on the Registration of Real Estate, the parties or their agents shall apply to the real estate registration agency for real estate registration. The real estate registration agency records the application for registration in front of the real estate register, and the applicant may withdraw the registration application. Legal objectivity:

Article 8 of the Measures for the Administration of Urban Real Estate Mortgage

The following real estates may not be mortgaged:

(1) Real estates with disputed ownership;

(2) Real estate used for public welfare undertakings such as education, medical care and municipal administration;

(3) buildings under cultural relics protection and other buildings with important commemorative significance;

(4) The real estate that has been announced to be included in the scope of demolition according to law;

(5) Real estate that has been sealed up, detained, supervised or restricted in other forms according to law;

(6) other real estate that cannot be mortgaged according to law.