Materials required for housing mortgage loan: 1, original and photocopy of real estate license, and original and photocopy of state-owned land use certificate; 2. The original real estate mortgage contract; 3. The identity certificate or legal person qualification certificate of the mortgagor; 4. Power of attorney (when entrusting others to handle it); 5, real estate mortgage registration application (provided by the mortgage registration department); 6. Marriage certificate or divorce certificate, etc. 7. Other materials that need to be proved. Article 394 of the Civil Code? In order to ensure the performance of the debt, if the debtor or a third party mortgages the property to the creditor without transferring the possession of the property, if the debtor fails to perform the due debt or realize the mortgage according to the agreement of the parties, the creditor has the right to be compensated in priority for the property. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property.

Legal objectivity:

Article 32 of the Measures for the Administration of Urban Real Estate Mortgage Registration shall submit the following documents to the registration authority for real estate mortgage registration: (1) the identity certificate or legal person qualification certificate of the mortgage party; (2) An application for mortgage registration; (3) mortgage contract; (4) State-owned land use right certificate, house ownership certificate or real estate certificate. For some houses, house ownership certificate and other * * * people's consent to mortgage must also be submitted; (5) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage; (6) Information that can prove the value of the mortgaged real estate: (7) Other documents deemed necessary by the registration authority.