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Can I use the provident fund loan for the second suite in Chongqing
Legal analysis: Yes, but only the counties outside the main city (the main city includes the following: Yuzhong District, Jiangbei District, Nan 'an District, Jiulongpo District, Shapingba District, dadukou district, Beibei District, Yubei District and Banan District) are allowed to purchase the improved second suite. Housing provident fund loans only support the purchase of the first self-occupied housing in the main city, and do not support the purchase of improved second housing.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund is under any of the following circumstances: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.