The loans of China Merchants Bank are determined according to their purposes. Different types of loans have different relevant regulations. For example, the purpose of your loan is to buy a house, and you can only apply for a mortgage if you apply for a loan. You can view the corresponding loan terms according to the loan purpose. In addition, there are consumer loans, small and micro enterprise loans and lightning loans.
(Please refer to China Merchants Bank official website for the latest business changes on June 4th)?
2. What is the mortgage of China Merchants Bank?
The target customers of "home loan" loan products are high-quality tenants in the buildings where banks live. At present, the following pilot branches have been launched: Shenzhen, Beijing, Shanghai, Guangzhou, Nanjing, Suzhou, Nanchang, Xiamen, Hangzhou, Taizhou, Fuzhou, Ningbo, Xi 'an, Dongguan, Wuxi, Wuhan, Taiyuan, Foshan, Dalian, Yinchuan, Zhengzhou and Changsha. For details, please contact the loan department of local outlets for consultation!
3. What loan products does China Merchants Bank have?
1, business card. Business card is a loan service provided by China Merchants Bank for small business owners. Small business operators can borrow money to repay after obtaining the credit line, and they can handle it with one card. In terms of loan term, the loan term can be flexibly determined according to the needs of business conditions, and the loan can be repaid with the loan. For detailed loan information, please go to China Merchants Bank outlets and official website for consultation.
2. Personal car loan. China Merchants Bank's personal car loan, with high loan amount, low interest rate and fast lending speed, is second to none in the car loan industry. CMB car loans are mainly used by CMB private bank customers, diamond card customers and friends in golden sunflower card. Friends with stable jobs can also easily apply for car loans at China Merchants Bank, or other high-quality customers recognized by China Merchants Bank also enjoy the right to apply for car loans first.
3. China Merchants Bank's first-hand housing loan. The first-hand mortgage of China Merchants Bank is provided to groups with housing needs. There is no upper limit on the loan amount, the term can be flexibly selected according to your actual needs, the loan interest is low, and the repayment method is flexible. Civil servants, teachers, doctors and other professions can enjoy preferential and loan policies when handling the first-hand mortgage of China Merchants Bank.
4. Personal consumption loans. The conditions for handling personal consumption loans of China Merchants Bank are simple. As long as you can provide the mortgage collateral needed to handle the loan, you can handle the personal consumption loan at China Merchants Bank. Personal consumption loans have a wide range of uses, suitable for car purchase, decoration, travel, study abroad and so on. From the practical point of view, personal consumption loan is a kind of loan suitable for all people with loan needs, and everyone can handle it with confidence.